Free · Written Consultation

Free credit card consultation.

A personalized, written review of the best cards for your travel goals, spending, and current setup. Free. Not a call. I'll reply to your email within 24 to 48 hours with a clear plan.

Step 1

Tell me about you

A few details so I can tailor recommendations to your location and setup.

Only matters if you rent. Paying rent on a credit card via Chexy can earn big points, so I may suggest a card to pair with it.

Step 2

What are your travel goals?*

Select at least one. This shapes which programs I recommend.

Step 3

Where & how often do you fly?

Your routes and frequency drive which airline partners matter most.

Select all that apply.

Step 4

Approximate annual income

Banks have minimum income requirements on premium cards. This helps me flag what you'll actually qualify for.

Step 5

Monthly spending

Rough estimates are fine. These drive which category multipliers pay off.

Select all that apply. This affects which grocery multiplier cards are worth it for you.

Step 6

Current cards & points

So I don't recommend what you already have, and so I can factor in balances you can already use.

Select at least one. Pick Other and note it below if your card isn't listed.

Step 7 · Final

Your preferences

Last step. This shapes the tone of the plan you'll get back.

Submitted successfully.

Please allow 24 to 72 hours for a reply. I review every submission personally, so it can take some time. Thanks for your patience.

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Disclaimer. My recommendations often include referral or affiliate links, which means I earn a small commission if you get approved. That never changes which cards I recommend. I can't guarantee approval on any card (that's up to the bank), and welcome offers change often. I'll flag the current offer on every card when I reply.