Free · Written Consultation

Free credit card consultation.

A personalized, written review of the best cards for your travel goals, spending, and current setup. Free. Not a call. I'll reply to your email within 24 to 48 hours with a clear plan.

Step 1

Tell me about you

A few details so I can tailor recommendations to your location and setup.

Only matters if you rent. Paying rent on a credit card via Chexy can earn big points, so I may suggest a card to pair with it.

Step 2

What are your travel goals?*

Select at least one. This shapes which programs I recommend.

Step 3

Where & how often do you fly?

Your routes and frequency drive which airline partners matter most.

Select all that apply.

Step 4

Approximate annual income

Banks have minimum income requirements on premium cards. This helps me flag what you'll actually qualify for.

Step 5

Monthly spending

Rough estimates are fine. These drive which category multipliers pay off.

Select all that apply. This affects which grocery multiplier cards are worth it for you.

Phone, internet, or TV. Some cards earn extra value for Rogers, Shaw, and Fido customers.

Step 6

Current cards & points

So I don't recommend what you already have, and so I can factor in balances you can already use.

Select at least one. Pick Other and note it below if your card isn't listed.

Step 7 · Final

Your preferences

Last step. This shapes the tone of the plan you'll get back.

For businesses and corporations. Different cards, different benefits.

Submitted successfully.

Please allow 24 to 72 hours for a reply. I review every submission personally, so it can take some time. Thanks for your patience.

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Disclaimer. My recommendations often include referral or affiliate links, which means I earn a small commission if you get approved. That never changes which cards I recommend. I can't guarantee approval on any card (that's up to the bank), and welcome offers change often. I'll flag the current offer on every card when I reply.